Current US Mortgage Rates and Treasury Yields
The latest Freddie Mac PMMS mortgage averages and Federal Reserve H.15 Treasury yields, with the spreads between them.
Mortgage Rates
| Series | Latest | Change | Observed |
|---|---|---|---|
| 30-year fixedweekly | 7.40% | +12 bp | 2026-10-08 |
| 15-year fixedweekly | 6.73% | +13 bp | 2026-10-08 |
Treasury Yields
| Series | Latest | Change | Observed |
|---|---|---|---|
| 10-year Treasurydaily | 5.22% | -6 bp | 2026-10-08 |
| 2-year Treasurydaily | 4.75% | -2 bp | 2026-10-08 |
Spreads
- 30-year mortgage over 10-year Treasury2.18pp+18 bp
- 10-year over 2-year Treasury0.47pp-4 bp